This course empowers people to put together a budget and apply it in their daily lives. Students learn to distinguish between needs and wants and create a monthly budget using worksheets and software toolkits. The class identifies methods for students to save more of their income and create asset-building strategies.
This program addresses basics of money management. Topics covered include:
- An introduction to bank services
- Borrowing basics, and introduction to credit
- How to choose and keep a checking account
- How to keep track of your money
- The importance of saving
- Safeguarding tools and consumer protection rights
- How your credit history will impact your future
- Know what you are borrowing before you sign a contract
- The basics of home ownership
