VLB - TexVetLoan

Land Loans

The VLB Veterans Land Loan Program is the only one of its kind in the country—giving Texas Veterans the opportunity to borrow money to purchase land at below-market interest rates while only requiring a minimum 5% down payment.

For more information go to website: https://vlb.texas.gov/loans/land-loans/index.html 

 

Home Loans

In 1983, the Legislature created the VLB Veterans Housing Assistance Program to assist Texas Veterans in purchasing a home. Through this program, eligible Texas Veterans have an opportunity to purchase a home with an unbeatable, low-interest loan with little or no money down.

For more information go the website:  https://s3.glo.texas.gov/vlb/loans/home-loans/ 

Home Improvement Loans

As part of its commitment to veterans, the VLB can help a veteran buy a home, then help pay to improve it through the Texas Veterans Home Improvement Program (VHIP). This program was introduced in 1986 to provide below-market interest rate loans to qualified Texas veterans for home repairs and improvements to their existing homes.

For more information go to website: https://s3.glo.texas.gov/vlb/loans/home-improvement/

Eligibility

Career Phase:
Discharges Allowed:
  • No Minimum Discharge
Military Branch:
Programs for Family Members:
Service Counties:
  • Virtual - Online Only
  • Bastrop
  • Blanco
  • Burnet
  • Caldwell
  • Hays
  • Travis
  • Williamson
  • Collin
  • Dallas
  • Denton
  • Ellis
  • Johnson
  • Kaufman
  • Wise
  • Parker
  • Rockwall
  • Tarrant
  • El Paso
  • Hudspeth
  • Brazoria
  • Chambers
  • Fort Bend
  • Galveston
  • Harris
  • Liberty
  • Montgomery
  • Waller
  • Atascosa
  • Bandera
  • Bexar
  • Comal
  • Frio
  • Guadalupe
  • Kendall
  • Medina
  • Wilson
  • Bell
  • Coryell
  • Falls
  • Lampasas
  • McLennan
  • Milam
  • Angelina
  • Nacogdoches
  • Panola
  • San Augustine
  • Shelby
  • Callahan
  • Coleman
  • Fisher
  • Jones
  • Nolan
  • Taylor
  • Shackelford
  • Armstrong
  • Carson
  • Deaf Smith
  • Hartley
  • Hutchinson
  • Moore
  • Oldham
  • Randall
  • Potter
  • Hardin
  • Jefferson
  • Orange
  • Cameron
  • Hidalgo
  • Willacy
  • Brazos
  • Burleson
  • Grimes
  • Leon
  • Madison
  • Washington
  • Walker
  • Robertson
  • Aransas
  • Jim Wells
  • Kleberg
  • Nueces
  • San Patricio
  • Crockett
  • Edwards
  • Kinney
  • Val Verde
  • Terrell
  • Sutton
  • Dimmit
  • Duval
  • Jim Hogg
  • La Salle
  • McMullen
  • Zapata
  • Webb
  • Crosby
  • Floyd
  • Garza
  • Hale
  • Hockley
  • Lamb
  • Lubbock
  • Lynn
  • Terry
  • Andrews
  • Crane
  • Ector
  • Glasscock
  • Howard
  • Loving
  • Martin
  • Midland
  • Upton
  • Winkler
  • Ward
  • Reagan
  • Cherokee
  • Gregg
  • Harrison
  • Henderson
  • Upshur
  • Van Zandt
  • Wood
  • Rusk
  • Rains
  • Smith
  • Calhoun
  • DeWitt
  • Goliad
  • Jackson
  • Lavaca
  • Victoria
  • Refugio
  • Archer
  • Baylor
  • Clay
  • Wilbarger
  • Wichita
  • Coke
  • Concho
  • Irion
  • Menard
  • Tom Green
  • Runnels
  • Sterling
  • Schleicher
  • Bowie
  • Camp
  • Cass
  • Franklin
  • Marion
  • Morris
  • Titus
  • Red River
  • Brooks
  • Kenedy
  • Starr
  • Brewster
  • Culberson
  • Jeff Davis
  • Reeves
  • Presidio
  • Pecos
  • Bosque
  • Cooke
  • Delta
  • Erath
  • Fannin
  • Grayson
  • Hill
  • Hood
  • Hopkins
  • Hunt
  • Jack
  • Lamar
  • Montague
  • Navarro
  • Palo Pinto
  • Somervell
  • Maverick
  • Uvalde
  • Real
  • Zavala
  • Briscoe
  • Childress
  • Hall
  • Parmer
  • Swisher
  • Castro
  • Collingsworth
  • Dallam
  • Donley
  • Gray
  • Hansford
  • Hemphill
  • Lipscomb
  • Ochiltree
  • Wheeler
  • Roberts
  • Sherman
  • Bailey
  • Borden
  • Cochran
  • Cottle
  • Dawson
  • Dickens
  • Foard
  • Gaines
  • Hardeman
  • Haskell
  • Kent
  • King
  • Knox
  • Mitchell
  • Motley
  • Yoakum
  • Stonewall
  • Scurry
  • Brown
  • Comanche
  • Eastland
  • Hamilton
  • Mills
  • Young
  • Throckmorton
  • Stephens
  • Anderson
  • Freestone
  • Houston
  • Jasper
  • Limestone
  • Newton
  • Tyler
  • Trinity
  • Sabine
  • Polk
  • San Jacinto
  • Austin
  • Colorado
  • Matagorda
  • Wharton
  • Bee
  • Fayette
  • Gonzales
  • Karnes
  • Lee
  • Live Oak
  • Gillespie
  • Kerr
  • Kimble
  • Llano
  • Mason
  • McCulloch
  • San Saba
Services Category:
  • Info and Ref
VA Disability Rating Requirement:
  • No Disability Requirement
Vet Plus: